Interest Rates
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CHANGES TO INTEREST BEING PAID ON SAVINGS ACCOUNTS
The Government has introduced from 6th April 2016 a tax free Personal Savings Allowance on the interest you earn on your savings. From this date, the first £1,000 of savings that a basic rate taxpayer earns (£500 for higher rate taxpayers) will be free from income tax.
In line with other Banks we will now pay your interest gross and you will need to make arrangements to pay any tax you may owe directly to HM Revenue & Customs..
For further information please visit www.gov.uk/hmrc/savingsallowance

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
Net is the rate of interest which would be payable after allowing for the deduction of income tax at the specified rate.

BASIC SAVINGS ACCOUNT  
GBP (Last update 1 Feb 2009) AER Gross
0.01 – 99.99 0.00% 0.0000%
100 – 999.99 0.05% 0.0500%
1,000 – 9,999.99 0.08% 0.0750%
10,000 and above 0.10% 0.1000%
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EASY ACCESS DEPOSIT ACCOUNT  
GBP (Last update 5 Feb 2009) AER Gross
0.01 – 99.99 0.00% 0.0000%
100 – 999.99 0.05% 0.0500%
1,000 – 9,999.99 0.10% 0.1000%
10,000 and above 0.15% 0.1500%
EUR (Last Update 7 May 2009) AER Gross
0.01 – 2,999.99 0.00% 0.0000%
3,000 and above 0.05% 0.0500%
USD (Last Update 8 Jan 2008) AER Gross
0.01 – 999.99 0.00% 0.0000%
1,000 – 49,999.99 0.05% 0.0500%
50,000 and above 0.10% 0.1000%
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CALL ACCOUNT  
GBP (Last update 5 Feb 2009) AER Gross
0.01 – 2,499.99 0.10% 0.1000%
2,500 – 49,999.99 0.15% 0.1500%
50,000 and above 0.25% 0.2500%
EUR (Last Update 7 May 2009) AER Gross
0.01 – 4,999.99 0.01% 0.0100%
5,000 – 99,999.99 0.02% 0.0200%
100,000 and above 0.03% 0.0300%
USD (Last Update 8 Jan 2009) AER Gross
0.01 – 4,999.99 0.01% 0.0100%
5,000 – 99,999.99 0.03% 0.0250%
100,000 and above 0.10% 0.1000%
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35-DAY NOTICE ACCOUNT
GBP (Last update 03 July 2017) AER Gross
0.01 – 2,499.99 0.00% 0.0000%
2,500.00 and above 0.65% 0.6500%
EUR Please note, this account is closed to new applications. (Last update 03 July 2017) AER Gross
0.01 – 4,999.99 0.00% 0.0000%
5,000.00-250,000.00 0.05% 0.0500%
USD (Last update 09 July 2018) AER Gross
0.01 – 4,999.99 0.00% 0.0000%
5,000.00 and above 0.80% 0.8000%
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60-DAY NOTICE ACCOUNT
GBP AER Gross
0.01 – 999.99 0.00% 0.0000%
1,000.00 and above 0.90% 0.9000%
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90-DAY NOTICE ACCOUNT
GBP AER Gross
0.01 – 999.99 0.00% 0.0000%
1,000.00 and above 1.20% 1.2000%
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FIXED RATE DEPOSITS
GBP (Last update 05 November 2019) 1 MONTH 3 MONTH 6 MONTH 1 YEAR
5,000.00 and above AER 0.45% 0.60% 0.80% 1.55%
GROSS 0.4500% 0.6000% 0.8000% 1.5500%
GBP 2 YEAR FIXED DEPOSIT BOND Annual Interest Option
5,000.00 and above AER 1.65%
GROSS 1.65%
GBP 3 YEAR FIXED DEPOSIT BOND Annual Interest Option
5,000.00 and above AER 1.70%
GROSS 1.70%
EUR Please note, this product available to existing customers only. (Last update 05 November 2019) 1 MONTH 3 MONTH 6 MONTH 1 YEAR
5,000.00 – 250,000.00 AER 0.01% 0.05% 0.05% 0.05%
GROSS 0.0100% 0.0500% 0.0500% 0.0500%
USD (Last update 05 November 2019) 1 MONTH 3 MONTH 6 MONTH 1 YEAR
5,000.00 and above AER 0.75% 1.00% 1.10% 1.25%
GROSS 0.7500% 1.0000% 1.1000% 1.2500%
TRY 1 MONTH
20,000.00-1,000,000.00 GROSS On Request
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