Board of Directors

Hakan Bortecene
Chairman of the Board of TurkishBank UK and Chairman of TurkishBank Group.

Michael Joyce
Chief Executive Officer. Michael has over 25 years of experience in financial services. He has held senior roles with Bank of Ireland, where he lately served as the Commercial Director of the Bank in the UK. He was responsible for the Bank’s businesses in the UK including Mortgages, Asset Finance, Credit Cards, Personal Lending and the Northern Ireland Branch Network.

Steven Betteridge
Non- Executive Director. A career banker with over 30 years experience at senior level . Steve has worked at Lloyds Banking Group, the Bank of England and HM Revenue and Customs . He has extensive payments experience and has been a director of two of the UK Payment Schemes , CHAPS and Bacs as well as Chair of the Audit and Risk Committee at Bacs. Additionally Steve has senior level experience in operations management, procurement, risk management, policy implementation, regulatory compliance , change and programme management. He has held two other Non Executive Directorships : a housing association (current ) and the Rural Payments Agency, Department for Environment , Food and Rural Affairs ( 2007-2010 ).

James Gillan
Independent Non-Executive Director, formerly a career Detective with 26 years’ experience in the Metropolitan Police Service, including service in the Economic Crime Unit at New Scotland Yard. James also has significant experience in the private sector, having worked in senior Financial Crime Compliance positions at a number of firms, where he has had responsibility for oversight of policy, Due Diligence, Sanctions screening and investigations, including acting as Money Laundering Reporting Officer.

Murat Arig
Non- Executive Director. With over 20 years at a Director level, his professional background includes; President at Finance Group & Board Member at Abank, CEO & Board member at Abank, CEO at ALEASE, as well as various positions from Deputy Marketing Manager to AGM at Credit Lyonnais, and Client Executive at Iktisat Bankasi AS. He also serves as a board member of Turk Sigorta; the groups Cyprus-based insurance.

Erhan Raif
Non executive director of Turkish Bank UK Limited and CEO of its parent Türk Bankası Limited. Has 34 years of financial services experience, managing a wide range of business functions. He is a business graduate from Northern Michigan University in the USA, a Fellow of the Association of Chartered Certified Accountants and holds a certification in Information Systems Audit and Control (non practising) from CISA USA.

Jeremy Heales
Non Executive Director, Chair of Audit Committee. Over 30 years’ experience in Financial services of which the majority has been at the UK regulators’ – Bank of England, Financial Services Authority and Financial Conduct Authority. Over recent years Jeremy has worked as an MD at a consultancy practice, working both in the UK and overseas. His main areas of expertise include retail banking, business models, governance, control and risk frameworks, pre and post sales and product governance.

Mustafa Kürşat Aşardağ
Chief Financial Officer.  He is a Chartered Accountant with 33 years of international financial and managerial experience in a wide variety of sectors and functions.  He is a graduate of Economics from Cambridge University.  He holds the SMF2 function at Turkish Bank (UK) Limited.

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