AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
Net
is the rate of interest which would be payable after allowing for the deduction of income tax at the specified rate.
Following products are only available to existing customers 1-2-3 Fixed Deposits, 60 Days and 90 Days Notice Accounts.
| STARTER ACCOUNT |
|
| GBP |
(Last Update 1 Feb 2009) |
AER |
Gross |
Net |
| 0.01 – 99.99 |
|
0.00% |
0.0000% |
0.0000% |
| 100 and above |
|
0.00% |
0.0000% |
0.0000% |
|
|
| BASIC SAVINGS ACCOUNT |
|
| GBP |
(Last update 1 Feb 2009) |
AER |
Gross |
Net |
| 0.01 – 99.99 |
|
0.00% |
0.0000% |
0.0000% |
| 100 – 999.99 |
|
0.05% |
0.0500% |
0.0400% |
| 1,000 – 9,999.99 |
|
0.08% |
0.0750% |
0.0600% |
| 10,000 and above |
|
0.10% |
0.1000% |
0.0800% |
| Click for Product Detail |
|
| EASY ACCESS DEPOSIT ACCOUNT |
|
| GBP |
(Last update 5 Feb 2009) |
AER |
Gross |
Net |
| 0.01 – 99.99 |
|
0.00% |
0.0000% |
0.0000% |
| 100 – 999.99 |
|
0.05% |
0.0500% |
0.0400% |
| 1,000 – 9,999.99 |
|
0.10% |
0.1000% |
0.0800% |
| 10,000 and above |
|
0.15% |
0.1500% |
0.1200% |
| EUR |
(Last Update 7 May 2009) |
AER |
Gross |
Net |
| 0.01 – 2,999.99 |
|
0.00% |
0.0000% |
0.0000% |
| 3,000 and above |
|
0.05% |
0.0500% |
0.0400% |
| USD |
(Last Update 8 Jan 2008) |
AER |
Gross |
Net |
| 0.01 – 999.99 |
|
0.00% |
0.0000% |
0.0000% |
| 1,000 – 49,999.99 |
|
0.05% |
0.0500% |
0.0400% |
| 50,000 and above |
|
0.10% |
0.1000% |
0.0800% |
| Click for Product Detail |
|
| CALL ACCOUNT |
|
| GBP |
(Last update 5 Feb 2009) |
AER |
Gross |
Net |
| 0.01 – 2,499.99 |
|
0.10% |
0.1000% |
0.0800% |
| 2,500 – 49,999.99 |
|
0.15% |
0.1500% |
0.1200% |
| 50,000 and above |
|
0.25% |
0.2500% |
0.2000% |
| EUR |
(Last Update 7 May 2009) |
AER |
Gross |
Net |
| 0.01 – 4,999.99 |
|
0.05% |
0.0500% |
0.0400% |
| 5,000 – 99,999.99 |
|
0.10% |
0.1000% |
0.0800% |
| 100,000 and above |
|
0.15% |
0.1500% |
0.1200% |
| USD |
(Last Update 8 Jan 2009) |
AER |
Gross |
Net |
| 0.01 – 4,999.99 |
|
0.01% |
0.0100% |
0.0080% |
| 5,000 – 99,999.99 |
|
0.03% |
0.0250% |
0.0200% |
| 100,000 and above |
|
0.10% |
0.1000% |
0.0800% |
| Click for Product Detail |
|
| 35-DAY NOTICE ACCOUNT |
|
| GBP |
(Last update 21 Jun 2013) |
AER |
Gross |
Net |
| 0.01 – 2,499.99 |
|
0.10% |
0.1000% |
0.0800% |
| 2,500 and above |
|
1.30% |
1.2900% |
1.0320% |
| EUR |
(Last Update 21 Jun 2013) |
AER |
Gross |
Net |
| 0.01 – 4,999.99 |
|
0.10% |
0.1000% |
0.0800% |
| 5,000 and above |
|
1.30% |
1.2900% |
1.0320% |
| USD |
(Last Update 21 Jun 2013) |
AER |
Gross |
Net |
| 0.01 – 4,499.99 |
|
0.10% |
0.1000% |
0.0800% |
| 5,000 and above |
|
1.30 |
1.2900% |
1.0320% |
| Click for Product Detail |
|
| 60-DAY NOTICE ACCOUNT |
|
| GBP |
|
AER |
Gross |
Net |
| 0.01 – 999.99 |
|
0.10% |
0.1000% |
0.0800% |
| 1,000 and above |
|
1.75% |
1.7500% |
1.4000% |
| Click for Product Detail |
|
| 90-DAY NOTICE ACCOUNT |
|
| GBP |
|
AER |
Gross |
Net |
| 0.01 – 999.99 |
|
0.10% |
0.1000% |
0.0800% |
| 1,000 and above |
|
1.95% |
1.93% |
1.5440% |
|
|
| FIXED RATE DEPOSITS |
|
| GBP |
(Last update 06 Nov 2013) |
1 MONTH |
3 MONTH |
6 MONTH |
1 YEAR |
| 5,000 – 99,999(INC) |
AER |
1.00% |
1.76% |
1.86% |
1.90% |
|
|
GROSS |
1.0000% |
1.7500% |
1.8500% |
1.9000% |
|
|
NET |
0.8000% |
1.4000% |
1.4800% |
1.5200% |
|
|
|
|
|
|
|
| 100,000 – 250,000(INC) |
AER |
1.00% |
1.76% |
1.86% |
1.90% |
|
|
GROSS |
1.0000% |
1.7500% |
1.8500% |
1.9000% |
|
|
NET |
0.8000% |
1.4000% |
1.4800% |
1.5200% |
|
|
|
|
|
|
|
| 250,001 and above |
AER |
1.00% |
1.76% |
1.86% |
1.90% |
|
|
GROSS |
1.0000% |
1.7500% |
1.8500% |
1.9000% |
|
|
NET |
0.8000% |
1.4000% |
1.4800% |
1.5200% |
| GBP 2 YEAR FIXED DEPOSIT BOND |
|
Annual Interest Option |
| 5,000 – above |
AER |
2.20% |
|
GROSS |
2.20% |
|
NET |
1.76% |
| GBP 3 YEAR FIXED DEPOSIT BOND |
|
Annual Interest Option |
| 5,000 – 250.000 |
AER |
2.45% |
|
GROSS |
2.45% |
|
NET |
1.96% |
| EUR |
(Last update 06 Nov 2013) |
1 MONTH |
3 MONTH |
6 MONTH |
1 YEAR |
| 5,000 – 99,999 |
AER |
1.00% |
1.76% |
1.91% |
2.15% |
|
|
GROSS |
1.0000% |
1.7500% |
1.9000% |
2.1500% |
|
|
NET |
0.8000% |
1.4000% |
1.5200% |
1.7200% |
|
|
|
|
|
|
|
| 100,001 – 250,000 |
AER |
1.06% |
1.81% |
1.91% |
2.15% |
|
|
GROSS |
1.0500% |
1.8000% |
1.9000% |
2.1500% |
|
|
NET |
0.8400% |
1.4400% |
1.5200% |
1.7200% |
|
|
|
|
|
|
|
| 250,001 and above |
AER |
1.11% |
1.86% |
1.91% |
2.15% |
|
|
GROSS |
1.1000% |
1.8500% |
1.9000% |
2.1500% |
|
|
NET |
0.8800% |
1.4800% |
1.5200% |
1.7200% |
| USD |
(Last update 06 Nov 2013) |
1 MONTH |
3 MONTH |
6 MONTH |
1 YEAR |
| 5,000 – 99,999 |
AER |
1.00% |
1.76% |
1.91% |
2.15% |
|
|
GROSS |
1.0000% |
1.7500% |
1.9000% |
2.1500% |
|
|
NET |
0.8000% |
1.4000% |
1.5200% |
1.7200% |
|
|
|
|
|
|
|
| 100,000 – 250,000 |
AER |
1.06% |
1.81% |
1.91% |
2.15% |
|
|
GROSS |
1.0500% |
1.8000% |
1.9000% |
2.1500% |
|
|
NET |
0.8400% |
1.4400% |
1.5200% |
1.7200% |
|
|
|
|
|
|
|
| 250,001 and above |
AER |
1.11% |
1.86% |
1.91% |
2.15% |
|
|
GROSS |
1.1000% |
1.8500% |
1.9000% |
2.1500% |
|
|
NET |
0.8800% |
1.4800% |
1.5200% |
1.7200% |
| Click for Product Detail |
|
