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INTEREST RATES


AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
Net is the rate of interest which would be payable after allowing for the deduction of income tax at the specified rate.

STARTER ACCOUNT  
GBP (Last Update 1 Feb 2009) AER Gross Net
0.01 - 99.99 0.00% 0.0000% 0.0000%
100 and above   0.00% 0.0000% 0.0000%
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BASIC SAVINGS ACCOUNT  
GBP (Last update 1 Feb 2009) AER Gross Net
0.01 - 99.99 0.00% 0.0000% 0.0000%
100 - 999.99 0.05% 0.0500% 0.0400%
1,000 - 9,999.99 0.08% 0.0750% 0.0600%
10,000 and above   0.10% 0.1000% 0.0800%
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EASY ACCESS DEPOSIT ACCOUNT  
GBP (Last update 5 Feb 2009) AER Gross Net
0.01 - 99.99 0.00% 0.0000% 0.0000%
100 - 999.99 0.05% 0.0500% 0.0400%
1,000 - 9,999.99 0.10% 0.1000% 0.0800%
10,000 and above 0.15% 0.1500% 0.1200%
EUR (Last Update 7 May 2009) AER Gross Net
0.01 - 2,999.99 0.00% 0.0000% 0.0000%
3,000 and above 0.05% 0.0500% 0.0400%
USD (Last Update 8 Jan 2008) AER Gross Net
0.01 - 999.99 0.00% 0.0000% 0.0000%
1,000 - 49,999.99 0.05% 0.0500% 0.0400%
50,000 and above   0.10% 0.1000% 0.0800%
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CALL ACCOUNT  
GBP (Last update 5 Feb 2009) AER Gross Net
0.01 - 2,499.99 0.10% 0.1000% 0.0800%
2,500 - 49,999.99 0.15% 0.1500% 0.1200%
50,000 and above 0.25% 0.2500% 0.2000%
EUR (Last Update 7 May 2009) AER Gross Net
0.01 - 4,999.99 0.05% 0.0500% 0.0400%
5,000 - 99,999.99 0.10% 0.1000% 0.0800%
100,000 and above 0.15% 0.1500% 0.1200%
USD (Last Update 8 Jan 2009) AER Gross Net
0.01 - 4,999.99 0.01% 0.0100% 0.0080%
5,000 - 99,999.99 0.03% 0.0250% 0.0200%
100,000 and above   0.10% 0.1000% 0.0800%
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35-DAY NOTICE ACCOUNT  
GBP (Last update 1 Oct 2010) AER Gross Net
0.01 - 2,499.99 0.10% 0.1000% 0.0800%
2,500 and above 1.75% 1.7400% 1.3920%
EUR (Last Update 5 Oct 2010) AER Gross Net
0.01 - 4,999.99 0.10% 0.1000% 0.0800%
5,000 and above 1.75% 1.7400% 1.3920%
USD (Last Update 5 Oct 2010) AER Gross Net
0.01 - 4,499.99 0.10% 0.1000% 0.0800%
5,000 and above   1.75 1.7400% 1.3920%
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60-DAY NOTICE ACCOUNT  
GBP (Last Update 15 Oct 2010) AER Gross Net
0.01 - 999.99 0.10% 0.1000% 0.0800%
1,000 and above   2.50% 2.5000% 2.000%
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90-DAY NOTICE ACCOUNT  
GBP (Last Update 23 May 2011) AER Gross Net
0.01 - 999.99 0.10% 0.1000% 0.0800%
1,000 and above   3.05% 3.0100% 2.4080%

FIXED RATE DEPOSITS  
GBP (Last update 17 Feb 2012) 1 MONTH 3 MONTH 6 MONTH 1 YEAR
5,000 - 99,999(INC) AER 1.00% 2.32% 2.77% 3.50%
GROSS 1.0000% 2.3000% 2.7500% 3.5000%
NET 0.8000% 1.8400% 2.2000% 2.8000%
100,000 - 250,000(INC) AER 1.16% 2.42% 2.92% 3.50%
GROSS 1.1500% 2.4000% 2.9000% 3.5000%
NET 0.9200% 1.9200% 2.3200% 2.8000%
250,001 and above AER 1.26% 2.52% 3.02% 3.50%
GROSS 1.2500% 2.5000% 3.0000% 3.5000%
NET 1.0000% 2.0000% 2.4000% 2.8000%
EUR (Last update 17 Feb 2012) 1 MONTH 3 MONTH 6 MONTH 1 YEAR
5,000 - 99,999 AER 1.11% 2.27% 2.77% 3.00%
GROSS 1.1000% 2.2500% 2.7500% 3.0000%
NET 0.8800% 1.8000% 2.2000% 2.4000%
100,001 - 250,000 AER 1.16% 2.37% 2.92% 3.15%
GROSS 1.1500% 2.3500% 2.9000% 3.1500%
NET 0.9200% 1.8800% 2.3200% 2.5200%
250,001 and above AER 1.26% 2.52% 3.02% 3.25%
GROSS 1.2500% 2.5000% 3.0000% 3.2500%
NET 1.0000% 2.0000% 2.4000% 2.6000%
USD (Last update 17 Feb 2012) 1 MONTH 3 MONTH 6 MONTH 1 YEAR
5,000 - 99,999 AER 1.00% 2.27% 2.77% 3.00%
GROSS 1.0000% 2.2500% 2.7500% 3.0000%
NET 0.8000% 1.8000% 2.2000% 2.4000%
100,000 - 250,000 AER 1.16% 2.37% 2.92% 3.15%
GROSS 1.1500% 2.3500% 2.9000% 3.1500%
NET 0.9200% 1.8800% 2.3200% 2.5200%
250,001 and above AER 1.26% 2.52% 3.02% 3.25%
GROSS 1.2500% 2.5000% 3.0000% 3.2500%
    NET 1.0000% 2.0000% 2.4000% 2.6000%
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