1 ) Registered Number and Registered Address and FSA Regulated
2 ) Banking Code Subscriber
3 ) Financial Services Compensation Scheme
4 ) Financial Ombudsman Service
They may be contacted at, Financial Ombudsman Service
5 ) Privacy Statement
6 ) Security of Information – Data Protection Act
7 ) Recording of Telephone Calls
8 ) Complaints Procedure
If you do wish to register your complaint, please follow the steps below. Please could you provide as much relevant information as possible, including your account details, the Branch / Business Area involved, summary of your complaint and any actions already taken to address the issue. YOU NEED TO PROVIDE · Your name, address and your account number if applicable
WHAT TO DO IF YOU HAVE A COMPLAINT Step 1 If possible, please refer your complaint to the original point of contact If the matter is not resolved to your satisfaction by this member of staff please speak or write to your Branch Manager. Your Branch Manager will ensure that your complaint is investigated and try to resolve the matter to your satisfaction. If your complaint has not been resolved by the close of business on the next working day following its receipt, we will either send you an acknowledgement letter or a written response addressing the matters you have raised. We will do this within five working days of receipt of your complaint. Step 2 If you are still dissatisfied with response from your Branch Manager you may refer your complaint, in writing, to our Assistant General Manager at the following address. The Assistant General Manager will arrange for your complaint to be investigated further. Assistant General Manager
Once your complaint has been fully investigated, the Assistant General Manager will issue a final response letter. This letter will confirm the outcome of the final investigation. If the Assistant General Manager has been unable to issue a final response letter to you within four weeks of receipt, a progress report will be issued confirming the stage at which the investigations have reached. If the Assistant General Manager is till unable to issue a final response letter within eight weeks of the Bank first receiving your complaint, a further progress report will be issued. At this point we will also inform you that if you are dissatisfied with the delay, you may refer your complaint to the Financial Ombudsman Service. Step 3 Our aim is always to resolve complaints to the satisfaction of our customers. However, in the unlikely event that you disagree with the decision we have made, you can refer the matter to the Financial Ombudsman Service. You should address your complaint to: Financial Ombudsman Service
Please note that Financial Ombudsman will not entertain any complaints sent to him unless Steps 1 & 2 have been completed, and the Bank has either issued a final response letter, or the allotted time has elapsed. |