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CHARGES

CURRENT ACCOUNT TRANSACTION CHARGES

FOR PERSONAL CUSTOMERS

We charge the following fees for your Personal account transactions monthly:

Where the Account Balance
Remains in Credit
FREE
Daily Unauthorised Borrowing Fee
£20 per day if debit movement exceeds £50 net of daily credits Max £60 per month

CHARGES FOR OTHER SERVICES

THESE CHARGES APPLY TO PERSONAL CUSTOMERS

Current account charges, which may occur during the day-to-day operation of your account, are as follows:

WITH EFFECT FROM 01 APR 2011
Banker's Draft £15.00
Electronic Funds Transfer "Chaps" Payment - UK £30.00
Stopped Cheque / Direct Debit £10.00
Cheques, Direct Debits Returned Unpaid & Standing
Orders Not Executed By Us Because of Lack of Funds
(Refer to Drawer, Refer to Drawer Please Represent, Effects Not Cleared) £10.00
Cheques, Direct Debits Returned by Us for Any other Reason
(Technical Reason, e.g. Words & Figures Differ, Signature  required, etc.) £5.00
Paid In Cheque Returned Unpaid £5.00
Bankers Reference / Status Enquiry £25.00
Copy Statement of Accounts (Per Page), Copy of Cheque £5.00
Cash Exchange £1.50 per £100, minimum £1.50
Foreign Currency Conversion Fee 1.5% Min£3 Max£40
Unauthorised Overdraft Base rate plus 23 %

TELEGRAPHIC CHARGES ABROAD

OUTGOING TRANSFER With effect from 3rd March 2014
Amount
£ 1 - £ 500 £12.50
£ 501 - £ 1000 £17.50
£ 1001 - £ 1500 £20.00
£ 1501 - £ 2000 £25.00
£ 2001 & Above 0.1 % (Minimum £30.00)
To Turkish Bank Branches 0.2 %(Minimum £30.00)
To All Other Banks Maximum Fee £ 99.00
Online Payments (within UK up to £10,000) £5
Online Payments (within UK above £10,000) £15
Online Payments Abroad (up to £500) Reduced Tariffs applied as above
Online Payments Abroad (over £500) 0.1% (Minimum £15.00)
Maximum Fee £ 40.00
OTHER CURRENCIES
Please Note: Sterling equivalent of all above charges at the
prevailing exchange rates applies
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